Frequently asked questions

1. How much funding can I apply for?

You can apply for a loan amount ranging from as low as $1,000 up to a maximum of $100,000, depending on your project size and eligibility.

2. Will checking my offers hurt my credit score?

No. Checking your available offers performs a "soft pull" on your credit, which does not impact your credit score. A hard credit inquiry will only occur if you choose to accept a specific loan offer and move forward with the lender.

3. What kind of interest rates and terms can I expect?

Because this is a marketplace, you will see offers from over 30+ lenders to find the best fit for you.

• APR: Rates start as low as 6.99% for qualified borrowers (ranging up to 35.99%).

• Terms: Loan terms are flexible, ranging from short-term options (2–3 years) up to long-term options of 20 years to keep monthly payments low

4. How fast can I get the funds?

The process is designed for speed. Once you choose a lender and are approved, funds can be available in as little as 24 hours (timing varies by lender and borrower qualifications), allowing us to start your project immediately.

5. Can I pay off the loan early?

Yes! The lenders in our network offer loans with no prepayment penalties. You are free to pay off the balance whenever you like without incurring extra fees.

6. What can I use these funds for?

The financing is flexible and covers a wide variety of home improvement projects provided by L A Handy Construction, including:

• Home Remodeling & Additions

• Roofing, Siding, and Windows

• Decks, Fences, and Landscaping

• HVAC and Plumbing upgrades

• Pools and Hot TubsKitchen Cabinets and Flooring

7. Who is Acorn Finance?

Acorn Finance is our trusted technology partner. They provide a secure, accredited platform (rated 4.6/5 stars on Trustpilot) that connects homeowners with a network of reliable financial partners. They utilize 256-Bit SSL encryption to ensure your data is safe and secure.

Financing Your Next Project with L A Handy Construction

At L A Handy Construction, we understand that home improvements—whether it's a new roof, a kitchen remodel, or an emergency repair—are significant investments. We believe that budget constraints shouldn't stand in the way of building your dream home.

That is why we have partnered with Acorn Finance, a secure marketplace of top lenders, to offer you simple, transparent, and competitive financing options. You can check your offers in minutes without impacting your credit score.

Below are the most frequently asked questions about how our financing works.

🚀 Ready to see your options?

Take the first step toward your home improvement project today. Click the link below to view your personalized offers. It only takes a few minutes!

Disclaimer: L A Handy Construction is not a lender. All loans and financial products are subject to credit review and approval by third-party partners via the Acorn Finance marketplace. Advertised rates and terms are subject to change without notice.